We hope that the material you find here is helpful and easy to
use. You will find not only a wealth of information regarding the
policies and procedures meant to help you make the most of your
GTCC Financial Aid experience, but also helpful links that will
point you to external resources to further assist you as you put
together the package you need for funding your Guilford Tech
GTCC is working with the Department of Education to help prevent
high student loan debt while attending GTCC. Therefore, first-year
independent students are limited to borrowing up to $2,000 per
academic year in unsubsidized loans. Upon successful completion,
second-year independent students will be able to borrow up to the
full $6,000 in unsubsidized loans in addition to the subsidized
limits. An independent student is defined under one or more of the
following criteria: married, 24 years of age or older, you provide
more than half of the support for a child, veteran, or others as
specified by the Department of Education. Dependent student loan
limits will remain the same.
As part of our ongoing effort to assist you with budgeting for
your educational costs, we will disburse loans in three payments
for Fall 2013 and Spring 2014 and in two payments for Summer 2014.
Students will no longer receive their disbursement in one lump sum.
We have set the following disbursement schedule for the 2013-2014
1st Disbursement for
1st Disbursement for all other
It is important to understand that tuition, fees, and bookstore
charges will be deducted from your financial aid, including your
loans, before you will receive loan refunds. At the time we
disburse funds, you must be enrolled at least half-time, or 6
credit hours, including summer school. All first-time, first-year
borrowers are required by the Department of Education to have a
30-day delay on their loans beginning the first day of classes.
Please do not delay in completing your paperwork as this
will delay your it from being processed as well. To
discuss your options please come speak to a Financial Aid Advisor
or call 336-334-4822.
For instructions on how to view your status and missing
documents click here. You should check your Titan Live email daily to ensure that
you are not missing any communications from the Financial Aid
Office. We send very important information to you on a regular
basis. If you are not checking your Titan Live, then you may be
missing vital information.
The Tuition Deferment program is designed to assist students who
do not have or are awaiting financial aid eligibility and need help
with paying their tuition and fee charges. Read
The emergency loan program has changed. The limit is
$250 and all emergencies must be documented. For more information
please review the policy and procedures at Emergency Loan Program.
There are many different ways that you can get
answers to all of your financial aid questions. For instance do you
want to know how much you have borrowed in Federal Stafford Loans?
Then visit NSLDS. The National Student Loan Data System (NSLDS) has
all the information you need on your prior loans and Pell grants.
You can find out lender information, how to make payment
arrangements, establish forebearance/deferment or to simply find
out if you have remaining eligibility. Go visit NSLDS today to
Calculating Pell Grant Lifetime Eligibility
Please contact Financial Aid if you have any questions
336-334-4822 Option 3 or email at: email@example.com